@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@400;500;600;700;800;900&family=Playfair+Display:ital,wght@0,700;0,900;1,700&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg:          #f5f6f8;
  --bg2:         #eceef3;
  --surface:     #ffffff;
  --border:      #e1e5ed;
  --border2:     #c9d0de;
  --text:        #0d1117;
  --text2:       #1e2635;
  --muted:       #5e6d84;
  --faint:       #9eabbe;
  --slate:       #1a2540;
  --slate-mid:   #223055;
  --slate-light: #2b3d6b;
  --indigo:      #4f46e5;
  --indigo-mid:  #4338ca;
  --indigo-light:#6366f1;
  --indigo-dim:  rgba(79,70,229,0.08);
  --indigo-border:rgba(79,70,229,0.22);
  --emerald:     #059669;
  --emerald-dim: rgba(5,150,105,0.09);
  --amber:       #e11d48;
  --amber-dim:   rgba(225,29,72,0.09);
  --amber-border:rgba(225,29,72,0.25);
  --rose:        #e11d48;
  --rose-dim:    rgba(225,29,72,0.08);
  --white: #ffffff;
  --box-shadow-1: 0 1px 3px 0 rgba(34, 40, 42, 0.1);
  --box-shadow-2: 0 4px 20px 0 rgba(33, 37, 41, 0.05);
  --box-shadow-3: 0 4px 20px 0 rgba(33, 37, 41, 0.15);
}

html { font-family: 'Outfit', sans-serif; background: var(--bg); color: var(--text); }
a { text-decoration: none; color: inherit; }

body { display: flex; flex-direction: column; min-height: 100vh; font-family: 'Outfit', sans-serif; }

/* ── LAYOUT RESET ── */
.home .container.main { width: 100%; max-width: 100%; padding: 0; }
.container.layout { max-width: 100%; padding: 0;}
.container.layout .row.layout { margin: 0 }
.home .container.layout .row.layout > .cols { padding: 0 }



.pages h1 {
  font-size: 36px;
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 0 0 18px 0;
  color: var(--text);
}

.pages h2 {
  font-size: 30px;
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin: 40px 0 18px 0;
  color: var(--text);
}

.pages h3 {
  font-size: 22px;
  line-height: 1.3;
  font-weight: 600;
  margin: 24px 0 10px 0;
  color: var(--text);
}

.pages p {
  font-size: 17px;
  line-height: 1.7;
  margin: 0 0 16px 0;
  color: var(--text);
}

.pages strong {
  font-weight: 700;
  color: var(--text);
}

@media (max-width: 768px) {
  .pages h1 {
    font-size: 30px;
    margin-bottom: 16px;
  }

  .pages h2 {
    font-size: 25px;
    margin: 32px 0 16px 0;
  }

  .pages h3 {
    font-size: 20px;
    margin: 22px 0 8px 0;
  }

  .pages p {
    font-size: 16px;
    line-height: 1.65;
    margin-bottom: 14px;
  }
}

table { margin: 32px 0; }

table th, table td {
  border-color: var(--border) !important;
  padding: 8px 16px !important;
}

table td {
  color: var(--text) !important;
}

table th {
  background: var(--indigo-light) !important;
  color: var(--white) !important;
  font-size: 13px !important;
  font-weight: bold !important;
}

table tbody tr:nth-child(even) td {
  background: var(--bg) !important;
}

@media (max-width: 992px) {
  table {
    display: block !important;
    overflow-x: auto !important;
    border: 0 !important
  }
}



/* ── NAV ── */
nav {
  background: var(--slate);
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 48px; height: 64px;
  position: sticky; top: 0; z-index: 200;
  box-shadow: 0 2px 16px rgba(13,17,23,0.25);
}

.logo { max-width: 120px; }
.logo a { display: flex; }

.nav-links { display: flex; gap: 2px; align-items: center; }
.nav-links a {
  color: rgba(255,255,255,0.5); font-size: 13px; font-weight: 600;
  padding: 7px 14px; border-radius: 6px; transition: all .2s;
}
.nav-links a:hover { color: white; background: rgba(255,255,255,0.08); }
.nav-cta {
  background: var(--indigo) !important; color: white !important;
  font-weight: 700 !important; border-radius: 6px;
  margin-left: 10px; padding: 8px 20px !important;
  transition: background .2s !important;
}
.nav-cta:hover { background: var(--indigo-mid) !important; }

/* Hamburger */
.hamburger {
  display: none; flex-direction: column; gap: 5px;
  cursor: pointer; padding: 6px; background: none; border: none;
}
.hamburger span {
  display: block; width: 24px; height: 2px;
  background: white; border-radius: 2px; transition: all .3s;
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-menu {
  display: none; position: fixed; top: 64px; left: 0; right: 0; z-index: 199;
  background: var(--slate-mid); border-bottom: 1px solid var(--slate-light);
  padding: 16px 20px 24px; flex-direction: column; gap: 4px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.25);
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  color: rgba(255,255,255,0.75); font-size: 15px; font-weight: 600;
  padding: 12px 16px; border-radius: 6px; transition: background .2s;
}
.mobile-menu a:hover { background: rgba(255,255,255,0.08); }
.mobile-menu .m-cta {
  background: var(--indigo); color: white !important;
  text-align: center; margin-top: 8px; border-radius: 6px;
  padding: 13px 16px; font-weight: 700 !important;
}

/* ── HERO ── */
.hero {
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  padding: 64px 48px 56px;
  position: relative; overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; top: 0; right: 0; bottom: 0; width: 38%;
  background: linear-gradient(135deg, #f0f1ff 0%, #e8eaff 100%);
  clip-path: polygon(12% 0, 100% 0, 100% 100%, 0 100%);
  pointer-events: none;
}
.hero-inner {
  max-width: 1140px; margin: 0 auto;
  position: relative; z-index: 1;
}

.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 11px; font-weight: 700; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--indigo);
  margin-bottom: 20px;
}
.eyebrow-pip { width: 24px; height: 3px; background: var(--indigo); border-radius: 2px; }

.hero-top {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 48px; align-items: flex-start; margin-bottom: 52px;
}
.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(38px, 4vw, 58px);
  font-weight: 900; line-height: 1.08;
  letter-spacing: -1px; color: var(--text);
  margin-bottom: 18px;
}
.hero h1 em { font-style: italic; color: var(--indigo); }

.hero-sub {
  font-size: 15px; color: var(--muted); line-height: 1.75;
  margin-bottom: 28px; font-weight: 400; max-width: 460px;
}

.hero-search {
  display: flex; background: var(--surface);
  border: 2px solid var(--border2); border-radius: 10px;
  overflow: hidden; max-width: 480px;
  box-shadow: 0 2px 8px rgba(0,0,0,0.06);
  transition: border-color .2s, box-shadow .2s;
}
.hero-search:focus-within {
  border-color: var(--indigo);
  box-shadow: 0 0 0 3px var(--indigo-dim);
}
.hero-search input {
  flex: 1; border: none; outline: none;
  padding: 13px 18px; font-size: 14px;
  font-family: 'Outfit', sans-serif; color: var(--text); min-width: 0;
}
.hero-search input::placeholder { color: var(--faint); }
.hero-search button {
  background: var(--indigo); border: none; cursor: pointer;
  padding: 0 22px; color: white;
  font-family: 'Outfit', sans-serif;
  font-size: 13px; font-weight: 700;
  transition: background .2s; white-space: nowrap; flex-shrink: 0;
}
.hero-search button:hover { background: var(--indigo-mid); }

.hrp-label {
  font-size: 11px; font-weight: 800; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--faint); margin-bottom: 14px;
}
.state-quick {
  display: flex; gap: 10px; flex-wrap: wrap;
  background: var(--bg); border: 1px solid var(--border);
  border-radius: 12px; padding: 20px 20px;
  margin-bottom: 16px;
}
.state-quick select {
  flex: 1; appearance: none; background: white;
  border: 1.5px solid var(--border2); border-radius: 8px;
  color: var(--text); font-family: 'Outfit', sans-serif;
  font-size: 14px; font-weight: 500; padding: 11px 36px 11px 14px;
  cursor: pointer; outline: none; min-width: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235e6d84' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 12px center;
  transition: border-color .2s;
}
.state-quick select:focus { border-color: var(--indigo); }
.state-quick-btn {
  background: var(--indigo); color: white;
  font-size: 13px; font-weight: 700; padding: 11px 20px;
  border-radius: 8px; cursor: pointer;
  transition: background .2s; white-space: nowrap; flex-shrink: 0;
}
.state-quick-btn:hover { background: var(--indigo-mid); }
.hrp-tags { display: flex; gap: 8px; flex-wrap: wrap; }
.hrp-tag {
  font-size: 12px; font-weight: 600; color: var(--muted);
  background: white; border: 1px solid var(--border);
  border-radius: 5px; padding: 5px 12px; cursor: pointer;
  transition: all .2s;
}
.hrp-tag:hover { color: var(--indigo); border-color: var(--indigo-border); background: var(--indigo-dim); }

/* ── THREE-PATH CARDS ── */
.three-paths {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}
.path-card {
  border-radius: 14px; padding: 28px 26px; cursor: pointer;
  position: relative; overflow: hidden;
  transition: transform .22s, box-shadow .22s;
  display: flex; flex-direction: column; gap: 0;
}
.path-card:hover { transform: translateY(-3px); box-shadow: 0 12px 32px rgba(13,17,23,0.12); }

.path-card.pc-new {
  background: linear-gradient(135deg, #1a2540 0%, #223055 100%);
  border: 1px solid var(--slate-light);
}
.path-card.pc-renew {
  background: linear-gradient(135deg, #0f2f24 0%, #154734 100%);
  border: 1px solid rgba(5,150,105,0.4);
}
.path-card.pc-reinstate {
  background: linear-gradient(135deg, #3b0a1f 0%, #5a1030 100%);
  border: 1px solid rgba(225,29,72,0.4);
}

.path-card::after {
  content: ''; position: absolute; top: -40px; right: -40px;
  width: 160px; height: 160px; border-radius: 50%;
  pointer-events: none;
}
.pc-new::after { background: radial-gradient(circle, rgba(99,102,241,0.18), transparent 70%); }
.pc-renew::after { background: radial-gradient(circle, rgba(5,150,105,0.2), transparent 70%); }
.pc-reinstate::after { background: radial-gradient(circle, rgba(225,29,72,0.2), transparent 70%); }

.pc-icon {
  font-size: 32px; margin-bottom: 16px; line-height: 1;
  position: relative; z-index: 1;
}
.pc-label {
  font-size: 10px; font-weight: 800; letter-spacing: 0.14em;
  text-transform: uppercase; margin-bottom: 8px;
  position: relative; z-index: 1;
}
.pc-new .pc-label { color: var(--indigo-light); }
.pc-renew .pc-label { color: #34d399; }
.pc-reinstate .pc-label { color: #fb7185; }

.pc-title {
  font-family: 'Playfair Display', serif;
  font-size: 22px; font-weight: 700; color: white;
  line-height: 1.2; margin-bottom: 10px;
  position: relative; z-index: 1;
}
.pc-desc {
  font-size: 13px; color: rgba(255,255,255,0.5);
  line-height: 1.6; margin-bottom: 20px; flex: 1;
  position: relative; z-index: 1;
}
.pc-link {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.04em;
  position: relative; z-index: 1;
  transition: gap .2s;
}
.path-card:hover .pc-link { gap: 12px; }
.pc-new .pc-link { color: var(--indigo-light); }
.pc-renew .pc-link { color: #34d399; }
.pc-reinstate .pc-link { color: #fb7185; }
.pc-arrow {
  width: 24px; height: 24px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; transition: transform .2s;
}
.pc-new .pc-arrow { background: rgba(99,102,241,0.25); color: var(--indigo-light); }
.pc-renew .pc-arrow { background: rgba(52,211,153,0.2); color: #34d399; }
.pc-reinstate .pc-arrow { background: rgba(251,113,133,0.2); color: #fb7185; }
.path-card:hover .pc-arrow { transform: translateX(3px); }

/* ── TRUST STRIP ── */
.trust {
  background: var(--slate);
  padding: 14px 48px;
  display: flex; justify-content: center; gap: 48px; flex-wrap: wrap;
}
.ti { display: flex; align-items: center; gap: 9px; }
.ti-icon { font-size: 15px; }
.ti-text { font-size: 12px; font-weight: 700; color: rgba(255,255,255,0.4); }
.ti-text strong { color: rgba(255,255,255,0.88); }

/* ── MAIN ── */
main { max-width: 1140px; margin: 0 auto; padding: 60px 48px; }
.pages .main-wrapper .container.main { padding: 24px 16px; }

/* ── SECTION HEADER ── */
.sh {
  display: flex; justify-content: space-between; align-items: flex-end;
  padding-bottom: 14px; border-bottom: 2px solid var(--text);
  margin-bottom: 28px;
}
.sh-title {
  font-family: 'Playfair Display', serif;
  font-size: 26px; font-weight: 900; color: var(--text); letter-spacing: -0.4px;
}
.sh-sub { font-size: 13px; color: var(--muted); margin-top: 4px; font-weight: 500; }
.sh-link { font-size: 12px; font-weight: 700; color: var(--indigo); letter-spacing: 0.04em; text-transform: uppercase; cursor: pointer; white-space: nowrap; }
.sh-link:hover { color: var(--indigo-mid); }

/* ── TOPIC GRID ── */
.topics-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 12px; margin-bottom: 60px;
}
.topic-card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: 12px; padding: 24px 20px; cursor: pointer;
  transition: all .22s; position: relative; overflow: hidden;
}
.topic-card::before {
  content: '';
  position: absolute; left: 0; top: 0; bottom: 0; width: 3px;
  background: var(--indigo); transform: scaleY(0); transform-origin: bottom;
  transition: transform .25s ease;
}

.topic-card:hover { box-shadow: 0 6px 24px rgba(79,70,229,0.1); transform: translateY(-2px); border-color: var(--indigo-border); }
.topic-card:hover::before { transform: scaleY(1); }
.topic-card.te { --tc: var(--emerald); }
.topic-card.ta { --tc: var(--amber); }
.topic-card.tr { --tc: var(--rose); }
.topic-card.te::before { background: var(--emerald); }
.topic-card.ta::before { background: var(--rose); }
.topic-card.tr::before { background: var(--rose); }
.tc-icon { font-size: 26px; display: block; margin-bottom: 14px; }
.tc-name {
  font-size: 14px; font-weight: 800; color: var(--text);
  margin-bottom: 6px; line-height: 1.3;
}
.tc-desc { font-size: 12px; color: var(--muted); line-height: 1.55; margin-bottom: 12px;}
.tc-count {
  font-size: 11px; font-weight: 700; color: var(--faint);
  letter-spacing: 0.04em; text-transform: uppercase;
}

.hero-right-panel .topic-card { display: flex; gap: 16px; align-items: center; }

.hero-right-panel .topic-card::after {
  content: url("data:image/svg+xml,%3Csvg width='13' height='12' viewBox='0 0 13 12' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M8.87771 7.01782H1.02042C0.737361 7.01782 0.496528 6.91886 0.297917 6.72094C0.0993056 6.52317 0 6.2833 0 6.00136C0 5.71942 0.0993056 5.4781 0.297917 5.2774C0.496528 5.07657 0.737361 4.97615 1.02042 4.97615H8.87771L5.66583 1.76428C5.46111 1.55955 5.35681 1.31719 5.35292 1.03719C5.34889 0.757332 5.45076 0.510249 5.65854 0.295943C5.86632 0.0948319 6.11014 -0.00377823 6.39 0.000110661C6.66986 0.00399955 6.91236 0.108583 7.1175 0.313861L12.0713 5.27407C12.1699 5.37282 12.2464 5.4856 12.3008 5.6124C12.3551 5.73935 12.3823 5.86865 12.3823 6.00032C12.3823 6.13199 12.3551 6.26122 12.3008 6.38803C12.2464 6.51497 12.1727 6.62497 12.0798 6.71803L7.10958 11.688C6.89403 11.9037 6.65368 12.0081 6.38854 12.0012C6.12354 11.9942 5.88715 11.8862 5.67938 11.6772C5.4716 11.4629 5.36771 11.2166 5.36771 10.9382C5.36771 10.6599 5.4716 10.4192 5.67938 10.2162L8.87771 7.01782Z' fill='%234f46e5'/%3E%3C/svg%3E%0A");
  position: absolute;
  right:24px;
  top: 50%;
  transform: translateY(-50%);
  transition: all 0.2s ease-in-out
}

.hero-right-panel .topic-card:hover::after { right: 16px }

.hero-right-panel .tc-icon { margin-bottom: 0 }
.hero-right-panel .tc-desc { margin-bottom: 0 }

/* ── STATS BANNER ── */
.stats-banner {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 14px; margin-bottom: 60px;
}
.stat-tile {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: 14px; padding: 26px 24px;
  cursor: pointer; transition: all .22s; position: relative; overflow: hidden;
}
.stat-tile::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  border-radius: 14px 14px 0 0;
}
.stat-tile.st-indigo::before { background: var(--indigo); }
.stat-tile.st-green::before  { background: var(--emerald); }
.stat-tile.st-rose::before   { background: var(--rose); }
.stat-tile.st-slate::before  { background: var(--slate); }
.stat-tile:hover { box-shadow: 0 6px 24px rgba(79,70,229,0.1); transform: translateY(-2px); border-color: var(--border2); }
.stile-icon { font-size: 22px; margin-bottom: 14px; display: block; }
.stile-label {
  font-size: 10px; font-weight: 800; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--faint); margin-bottom: 6px;
}
.stile-val {
  font-family: 'Playfair Display', serif;
  font-size: 30px; font-weight: 900; line-height: 1;
  margin-bottom: 6px; letter-spacing: -0.5px;
}
.stat-tile.st-indigo .stile-val { color: var(--indigo); }
.stat-tile.st-green  .stile-val { color: var(--emerald); }
.stat-tile.st-rose   .stile-val { color: var(--rose); }
.stat-tile.st-slate  .stile-val { color: var(--slate); }
.stile-note { font-size: 12px; color: var(--muted); line-height: 1.45; }

/* ── GUIDES SECTION ── */
.guides-layout {
  display: grid; grid-template-columns: 1.7fr 1fr;
  gap: 0; border: 1px solid var(--border); border-radius: 14px;
  overflow: hidden; background: white; margin-bottom: 60px;
}
.guide-hero {
  padding: 40px 36px; border-right: 1px solid var(--border);
  cursor: pointer; transition: background .2s;
  position: relative;
}
.guide-hero:hover { background: #fafbff; }
.guide-hero::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: linear-gradient(90deg, var(--indigo), var(--indigo-light));
}
.gh-badge {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 10px; font-weight: 800; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--indigo);
  background: var(--indigo-dim); border: 1px solid var(--indigo-border);
  border-radius: 4px; padding: 4px 10px; margin-bottom: 18px;
}
.guide-hero h3 {
  font-family: 'Playfair Display', serif;
  font-size: 26px; font-weight: 700; color: var(--text);
  line-height: 1.2; letter-spacing: -0.4px; margin-bottom: 14px;
}
.guide-hero p { font-size: 14px; color: var(--muted); line-height: 1.72; margin-bottom: 26px; }
.gh-read {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 13px; font-weight: 800; color: var(--indigo); letter-spacing: 0.04em;
}
.gh-arrow {
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--indigo); color: white;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; transition: transform .2s;
}
.guide-hero:hover .gh-arrow { transform: translateX(3px); }

.guide-sidebar { display: flex; flex-direction: column; }
.gs-item {
  padding: 20px 24px; border-bottom: 1px solid var(--border);
  cursor: pointer; transition: background .2s;
  display: flex; flex-direction: column; gap: 5px; flex: 1;
}
.gs-item:last-child { border-bottom: none; }
.gs-item:hover { background: var(--bg); }
.gs-item:hover .gs-title { color: var(--indigo); }
.gs-cat { font-size: 10px; font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; color: var(--faint); }
.gs-title { font-size: 13px; font-weight: 700; color: var(--text2); line-height: 1.4; transition: color .2s; }
.gs-meta { font-size: 11px; color: var(--faint); margin-top: 1px; }

/* ── CHECKLIST SECTION ── */
.checklist-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 14px; margin-bottom: 60px;
}
.checklist-card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: 14px; padding: 28px 26px; cursor: pointer;
  transition: all .2s; position: relative; overflow: hidden;
}
.checklist-card:hover { box-shadow: 0 8px 28px rgba(79,70,229,0.1); transform: translateY(-2px); }
.cc-header {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 18px;
}
.cc-icon { font-size: 28px; }
.cc-badge {
  font-size: 10px; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase;
  padding: 4px 10px; border-radius: 5px;
}
.cc-badge.cb-indigo { background: var(--indigo-dim); color: var(--indigo); border: 1px solid var(--indigo-border); }
.cc-badge.cb-green { background: var(--emerald-dim); color: var(--emerald); border: 1px solid rgba(5,150,105,0.25); }
.cc-badge.cb-amber { background: var(--amber-dim); color: var(--amber); border: 1px solid var(--amber-border); }
.cc-title {
  font-family: 'Playfair Display', serif;
  font-size: 19px; font-weight: 700; color: var(--text);
  letter-spacing: -0.3px; margin-bottom: 10px; line-height: 1.3;
}
.cc-desc { font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 18px; }
.cc-items { display: flex; flex-direction: column; gap: 7px; }
.cc-item {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13px; color: var(--text2); font-weight: 500;
}
.cc-check {
  width: 18px; height: 18px; border-radius: 4px; flex-shrink: 0; margin-top: 1px;
  display: flex; align-items: center; justify-content: center; font-size: 10px;
}
.cc-check-wrap { display: contents; }
.ck-i { background: var(--indigo-dim); border: 1px solid var(--indigo-border); color: var(--indigo); }
.ck-g { background: var(--emerald-dim); border: 1px solid rgba(5,150,105,0.25); color: var(--emerald); }
.ck-a { background: var(--amber-dim); border: 1px solid var(--amber-border); color: var(--amber); }

/* ── HOW IT WORKS ── */
.hiw-row {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 14px; margin-bottom: 60px;
}
.hiw-card {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: 12px; padding: 28px 24px;
  position: relative; overflow: hidden;
  transition: box-shadow .2s, transform .2s;
}
.hiw-card:hover { box-shadow: 0 6px 24px rgba(79,70,229,0.1); transform: translateY(-2px); }
.hiw-card::after {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--indigo);
}
.hiw-step-num {
  font-family: 'Playfair Display', serif;
  font-size: 48px; font-weight: 900; color: var(--bg2);
  line-height: 1; margin-bottom: 14px; letter-spacing: -1px;
  transition: color .2s;
}
.hiw-card:hover .hiw-step-num { color: var(--indigo-dim); }
.hiw-title { font-size: 15px; font-weight: 800; color: var(--text); margin-bottom: 8px; }
.hiw-desc { font-size: 13px; color: var(--muted); line-height: 1.6; }

/* ── CTA ── */
.cta-block {
  background: var(--slate); border-radius: 16px; padding: 52px 48px;
  display: flex; justify-content: space-between; align-items: center;
  gap: 40px; margin-bottom: 52px; flex-wrap: wrap;
  position: relative; overflow: hidden;
}
.cta-block::before {
  content: '';
  position: absolute; inset: 0; pointer-events: none;
  background-image: radial-gradient(circle, rgba(99,102,241,0.07) 1px, transparent 1px);
  background-size: 24px 24px;
}
.cta-block::after {
  content: '';
  position: absolute; top: -80px; right: -80px;
  width: 320px; height: 320px; border-radius: 50%; pointer-events: none;
  background: radial-gradient(circle, rgba(99,102,241,0.12), transparent 65%);
}
.cta-left { position: relative; z-index: 1; }
.cta-left h2 {
  font-family: 'Playfair Display', serif;
  font-size: 30px; font-weight: 700; color: white;
  letter-spacing: -0.5px; margin-bottom: 8px;
}
.cta-left p { font-size: 14px; color: rgba(255,255,255,0.5); }
.cta-form { display: flex; gap: 10px; position: relative; z-index: 1; flex-wrap: wrap; }
.cta-form input {
  background: rgba(255,255,255,0.1); border: 1.5px solid rgba(255,255,255,0.2);
  color: white; padding: 13px 18px; border-radius: 8px;
  font-size: 14px; font-family: 'Outfit', sans-serif; outline: none;
  width: 220px; min-width: 0; transition: border-color .2s;
}
.cta-form input::placeholder { color: rgba(255,255,255,0.35); }
.cta-form input:focus { border-color: var(--indigo-light); }
.cta-form button {
  background: var(--indigo); color: white; border: none; cursor: pointer;
  padding: 13px 26px; border-radius: 8px;
  font-family: 'Outfit', sans-serif;
  font-size: 14px; font-weight: 700; white-space: nowrap;
  transition: background .2s;
}
.cta-form button:hover { background: var(--indigo-mid); }


/* ── CONTACT US FORM ── */
#contact-form {
  margin: 45px auto 0;
  max-width: 500px;
}
#contact-form input,
#contact-form textarea {
  flex: 1; border: 1px solid var(--border); border-radius: 6px; outline: none;
  padding: 14px 18px; font-size: 14px;
  color: var(--text); min-width: 100%;
}

#contact-form input:active,
#contact-form textarea:active,
#contact-form input:focus,
#contact-form textarea:focus {
  border: 1px solid var(--border2)
}

#contact-form input::placeholder,
#contact-form textarea::placeholder {color: var(--faint);}

#contact-form button {
  background: var(--indigo); border: none; border-radius: 10px; cursor: pointer;
  padding: 16px; color: white;
  font-size: 13px; font-weight: 900; letter-spacing: 0.06em;
  text-transform: uppercase;
  transition: background .2s; white-space: nowrap; width: 100%;
}
#contact-form button:hover { background: var(--indigo-mid); }

/* ── FOOTER ── */
footer {
  background: var(--slate); border-top: 1px solid var(--slate-light);
  padding: 36px 48px;
  display: flex; justify-content: space-between; align-items: flex-start;
  gap: 32px; flex-wrap: wrap;
}
.foot-brand { display: flex; flex-direction: column; gap: 8px; }
.foot-tagline { font-size: 12px; color: rgba(255,255,255,0.28); max-width: 240px; line-height: 1.55; }
.foot-right { display: flex; flex-direction: column; gap: 12px; align-items: flex-end; }
.foot-links { display: flex; gap: 20px; flex-wrap: wrap; }
.foot-links a { font-size: 12px; color: rgba(255,255,255,0.28); font-weight: 600; transition: color .2s; }
.foot-links a:hover { color: rgba(255,255,255,0.65); }
.foot-disclaimer { font-size: 11px; color: rgba(255,255,255,0.18); line-height: 1.55; max-width: 440px; text-align: right; }

/* ── ANIMATIONS ── */
@keyframes fadeUp { from { opacity:0; transform:translateY(16px); } to { opacity:1; transform:translateY(0); } }
.hero-eyebrow  { animation: fadeUp .5s ease .05s both; }
.hero-top      { animation: fadeUp .5s ease .12s both; }
.three-paths   { animation: fadeUp .5s ease .22s both; }


/* ═══════════════════════════════════
   TABLET ≤ 1024px
═══════════════════════════════════ */
@media (max-width: 1024px) {
  nav { padding: 0 24px; }

  .hero { padding: 52px 24px 48px; }
  .hero::before { display: none; }
  .hero-top { grid-template-columns: 1fr; gap: 32px; }
  .hero h1 { font-size: clamp(36px, 5vw, 50px); }
  .hero-sub { max-width: 100%; }
  .hero-search { max-width: 100%; }
  .three-paths { grid-template-columns: repeat(3, 1fr); gap: 12px; }

  .trust { padding: 14px 24px; gap: 28px; }
  main { padding: 48px 24px; }

  .topics-grid { grid-template-columns: repeat(2, 1fr); }

  .stats-banner { grid-template-columns: repeat(2, 1fr); }

  .guides-layout { grid-template-columns: 1fr; }
  .guide-hero { border-right: none; border-bottom: 1px solid var(--border); }
  .guide-sidebar { flex-direction: row; flex-wrap: wrap; }
  .gs-item { flex: 1; min-width: 180px; border-right: 1px solid var(--border); border-bottom: none; }
  .gs-item:last-child { border-right: none; }

  .checklist-grid { grid-template-columns: 1fr 1fr; }
  .hiw-row { grid-template-columns: repeat(2, 1fr); }

  .cta-block { padding: 40px 32px; }
  footer { padding: 32px 24px; }
}


/* ═══════════════════════════════════
   MOBILE ≤ 768px
═══════════════════════════════════ */
@media (max-width: 768px) {
  nav { padding: 0 16px; height: 58px; }
  .logo { font-size: 17px; }
  .logo-badge { font-size: 9px; padding: 3px 7px; }
  .nav-links { display: none; }
  .hamburger { display: flex; }
  .mobile-menu { top: 58px; }

  .hero { padding: 40px 16px 44px; }
  .hero h1 { font-size: clamp(30px, 7.5vw, 42px); letter-spacing: -0.5px; }
  .hero-sub { font-size: 14px; margin-bottom: 22px; }
  .hero-search input { padding: 12px 14px; }
  .hero-search button { padding: 0 16px; font-size: 12px; }
  .state-quick { flex-direction: column; gap: 10px; }
  .state-quick select { width: 100%; }
  .state-quick-btn { width: 100%; text-align: center; padding: 12px; }
  .hrp-tags { gap: 6px; }
  .hrp-tag { font-size: 11px; padding: 4px 10px; }

  .three-paths { grid-template-columns: 1fr; gap: 10px; }
  .path-card { padding: 22px 20px; flex-direction: row; align-items: flex-start; gap: 16px; }
  .pc-icon { font-size: 28px; margin-bottom: 0; flex-shrink: 0; }
  .pc-content { flex: 1; }
  .pc-label { margin-bottom: 4px; }
  .pc-title { font-size: 18px; margin-bottom: 6px; }
  .pc-desc { font-size: 12px; margin-bottom: 14px; }

  .trust { padding: 12px 16px; gap: 16px; justify-content: justify; }
  .ti-text { font-size: 11px; }

  main { padding: 36px 16px; }

  .sh-title { font-size: 22px; }

  .topics-grid { grid-template-columns: 1fr 1fr; gap: 10px; }
  .topic-card { display: flex; gap: 16px; align-items: center; padding: 18px 14px; }
  .tc-desc { display: none; }
  .tc-name { margin-bottom: 0 }
  .tc-icon { margin-bottom: 0 }

  .stats-banner { grid-template-columns: 1fr 1fr; gap: 10px; }
  .stat-tile { padding: 20px 18px; }
  .stile-val { font-size: 26px; }

  .guide-hero { padding: 28px 22px; }
  .guide-hero h3 { font-size: 22px; }
  .guide-sidebar { flex-direction: column; }
  .gs-item { border-right: none; border-bottom: 1px solid var(--border); }
  .gs-item:last-child { border-bottom: none; }

  .checklist-grid { grid-template-columns: 1fr; }
  .hiw-row { grid-template-columns: 1fr; gap: 10px; }
  .hiw-card { display: flex; gap: 16px; align-items: flex-start; padding: 22px 20px; }
  .hiw-card::after { width: 3px; height: auto; top: 0; left: 0; right: auto; bottom: 0; }
  .hiw-step-num { font-size: 36px; margin-bottom: 0; flex-shrink: 0; width: 44px; }
  .hiw-body { flex: 1; }

  .cta-block { flex-direction: column; align-items: flex-start; padding: 32px 22px; gap: 22px; }
  .cta-left h2 { font-size: 24px; }
  .cta-form { flex-direction: column; width: 100%; }
  .cta-form input { width: 100%; }
  .cta-form button { width: 100%; text-align: center; padding: 14px; }

  footer { flex-direction: column; gap: 20px; padding: 28px 16px; }
  .foot-right { align-items: flex-start; }
  .foot-disclaimer { text-align: left; }
  .foot-links { gap: 14px; }
}


/* ═══════════════════════════════════
   SMALL MOBILE ≤ 480px
═══════════════════════════════════ */
@media (max-width: 480px) {
  .hero h1 { font-size: 28px; }
  .topics-grid { grid-template-columns: 1fr; }
  .stats-banner { grid-template-columns: 1fr 1fr; }
  .checklist-grid { grid-template-columns: 1fr; }
}




/* ═══════════════════════════════════
            WIDGETS
═══════════════════════════════════ */

.item-current-image img {
  box-shadow: none !important;
  border-radius: 4px !important;
  border-color: var(--bs-gray-300) !important;
}


/* ---- SUBLIST ---- */

.item-sublist a {
 width: 100%;
 height: 100%;
}

.item.item-bubbles {
  margin-bottom: 32px;
}

.item-bubbles .row {
  margin: 0;
}

.bubbles-chip {
  align-items: center;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  color: var(--text);
  display: flex;
  font-weight: 500;
  height: 100%;
  padding: 16px 48px 16px 24px;
  position: relative;
  transition: padding 0.2s ease-in-out
}

.bubbles-chip:hover {
  background: var(--indigo-dim);
  border-color: var(--indigo-border);
  padding-left: 20px
}

.bubbles-chip:active,
.bubbles-chip:focus {
  background: var(--indigo-border);
  border-color: var(--indigo-border);
}

.bubbles-link {
  display: block;
  width: 100%;
  max-width: 100%;
  text-decoration: none;
}

.bubbles-link .bubbles-outer {
  height: 100%;
  padding: 5px;
  max-width: 100%;
}

.col-gap:has(> .item-bubbles)::before {display: none !important}

.bubbles-chip::after {
  content: url("data:image/svg+xml,%3Csvg width='13' height='12' viewBox='0 0 13 12' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M8.87771 7.01782H1.02042C0.737361 7.01782 0.496528 6.91886 0.297917 6.72094C0.0993056 6.52317 0 6.2833 0 6.00136C0 5.71942 0.0993056 5.4781 0.297917 5.2774C0.496528 5.07657 0.737361 4.97615 1.02042 4.97615H8.87771L5.66583 1.76428C5.46111 1.55955 5.35681 1.31719 5.35292 1.03719C5.34889 0.757332 5.45076 0.510249 5.65854 0.295943C5.86632 0.0948319 6.11014 -0.00377823 6.39 0.000110661C6.66986 0.00399955 6.91236 0.108583 7.1175 0.313861L12.0713 5.27407C12.1699 5.37282 12.2464 5.4856 12.3008 5.6124C12.3551 5.73935 12.3823 5.86865 12.3823 6.00032C12.3823 6.13199 12.3551 6.26122 12.3008 6.38803C12.2464 6.51497 12.1727 6.62497 12.0798 6.71803L7.10958 11.688C6.89403 11.9037 6.65368 12.0081 6.38854 12.0012C6.12354 11.9942 5.88715 11.8862 5.67938 11.6772C5.4716 11.4629 5.36771 11.2166 5.36771 10.9382C5.36771 10.6599 5.4716 10.4192 5.67938 10.2162L8.87771 7.01782Z' fill='%234f46e5'/%3E%3C/svg%3E%0A");
  position: absolute;
  right:16px;
  top: 50%;
  transform: translateY(-50%);
  transition: all 0.2s ease-in-out
}

.bubbles-chip:hover::after {
  right: 10px;
}

/* SUBLIST CARDS */

.item-sublist:has(.sublist.card) .row > div {
  padding: 5px !important;
}

.sublist.card {
  border: none;
  border-radius: 6px;
  box-shadow: var(--box-shadow-2);
  transition: all 0.2s ease-in;
}

.sublist.card:hover {
  box-shadow: var(--box-shadow-3);
  color: var(--indigo);
  transform: translateY(-4px);
}

.sublist.card h5 {
  margin-bottom: 0;
  font-weight: 500;
}

.sublist.card .card-body {
  padding: 16px;
}

@media (max-width: 767.98px) {

  .row div:has(> .sublist.card) {
    padding: 0 !important;
  }

  .row:has(> div .sublist.card) {
    margin:0;
    gap: 10px;
  }

  .sublist.card {
    display: flex;
    flex-direction: row;
    align-items: center;
  }

  .sublist.card .card-img-top {
    border-radius: calc(var(--bs-border-radius) - (var(--bs-border-width)));
    width: 120px;
    height: 100%;
    object-fit: cover;
    flex-shrink: 0;
  }

  .sublist.card .card-body {
    flex: 1;
    padding: 1rem;
  }

  .sublist.card .card-body * {
    line-clamp: 2;
    display: -webkit-box;
    -webkit-box-orient: vertical;
    -webkit-line-clamp: 2;
    overflow: hidden;
  }

  .sublist.card .card-body h5 {
    font-size: 16px;
  }
}